Privacy Policy

Effective Date: July 13th, 2025
Company Name: Slick Credit Consulting LLC (“we,” “our,” “us”)
Website: https://spotlesscreditrepair.com, http://spotless.credit
We respect your privacy and are committed to protecting the personal information you share with us. This Privacy Policy explains how we collect, use, share, and safeguard your information when you use our website or credit consulting services.
1. Information We Collect
We may collect the following types of personal information when you interact with our website, sign up for services, or communicate with us:
a. Personal Information
  • Full name
  • Email address
  • Phone number
  • Mailing address
  • Social Security Number (only if required for credit-related services)
  • Date of birth
  • Government-issued ID (when applicable)
b. Financial & Credit Information
  • Credit reports or credit-related documents you upload or authorize
  • Credit scores
  • Credit account history
c. Payment Information
  • Billing address
  • Payment method (e.g., card details processed via third-party payment platforms such as Stripe or PayPal)
Note: We do not store your full payment details on our servers.
d. Technical & Usage Information
  • IP address
  • Browser and device type
  • Pages visited and time spent on site
  • Referral source (e.g., how you found our website)
2. How We Use Your Information
We use your information to:
  • Provide credit consulting and improvement services
  • Review and analyze your credit reports
  • Create a personalized credit plan
  • Communicate with you via email, SMS, or phone
  • Send invoices, service updates, and relevant documents
  • Improve our website and services
  • Meet legal and regulatory requirements
3. How We Share Your Information
We do not sell your personal information. However, we may share it with:
  • Service Providers:
    • Credit repair software platforms
    • Payment processors
    • Cloud storage and CRM providers
  • Credit Bureaus and Creditors:
    • Only with your signed authorization
  • Legal Authorities:
    • If required by law, court order, or to protect our rights or customers
  • Messaging Service Providers:
    We will not share your opt-in to an SMS short code campaign with a third party for purposes unrelated to supporting you in connection with that campaign. We may share your Personal Data with third parties that help us provide the messaging service, including, but not limited to, platform providers, phone companies, and other vendors who assist us in the delivery of text messages.
  • Affiliates:
    We may disclose your Personal Data to our affiliates or subsidiaries; however, if we do so, their use and disclosure of your Personal Data will be subject to this Policy.
Important: All the above categories exclude text messaging originator opt-in data and consent; this information will not be shared with any third parties.
4. Data Storage and Security
We use secure third-party platforms to store and manage your information, protected by industry-standard encryption, firewalls, and access controls. However, no system is 100% secure. We cannot guarantee the absolute security of your information, but we follow best practices to minimize risk.
5. Your Rights and Choices
You have the right to:
  • Access the information we have about you
  • Request corrections to your information
  • Withdraw consent at any time (may impact your service)
  • Request deletion of your data (if legally permitted)
To exercise these rights, contact us at the email address listed below.
6. Cookies and Tracking
Our website may use cookies and similar technologies to improve your experience. Cookies help us:
  • Track website usage
  • Save preferences
  • Improve load times and user experience
You can control cookies through your browser settings.
7. Children’s Privacy
Our services are not intended for children under 18. We do not knowingly collect data from individuals under 18 years of age.
8. Changes to This Policy
We may update this Privacy Policy from time to time. Any changes will be posted on this page with a new effective date. We recommend reviewing this policy periodically.
9. Contact Us
If you have questions or requests related to this Privacy Policy or your personal data, please contact:
Slick Credit Consulting LLC
Email: contact@spotless.credit
Phone: (904) 203-8667